What is an 'Investment'
An investment is an asset or item that is purchased with the hope that it will generate income or appreciate in the future. In an economic sense, an investment is the purchase of goods that are not consumed today but are used in the future to create wealth. In finance, an investment is a monetary asset purchased with the idea that the asset will provide income in the future or appreciate and be sold at a higher price.
BREAKING DOWN 'Investment'
The building of a factory used to produce goods and the investment one makes by going to college or university are both examples of investments in the economic sense.
In the financial sense investments include the purchase of bonds, stocks or real estate property.
Be sure not to get 'making an investment' and 'speculating' confused. investing usually involves the creation of wealth whereas speculating is often a zero-sum game; wealth is not created. Although speculators are often making informed decisions, speculation cannot usually be categorized as traditional investing.
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To invest is to allocate money (or sometimes another resource, such as time) in the expectation of some benefit in the future.
In finance, the expected future benefit from investment is a return. The return may consist of capital and/or investment income, including dividends,interest, rental income etc.
Investment generally results in acquiring an assets, also called an investment. If the asset is available at a price worth investing, it is normally expected either to generate income, or to appreciate in value, so that it can be sold at a higher price (or both).
Investors generally expect higher returns from riskier investments. Financial assets range from low-risk, low-return
investments, such as high-grade government bonds, to those with higher risk and higher expected commensurate reward, such as emerging market rock investments.
Investors, particularly novices, are often advised to adopt an investment strategy and diversify their portfolio.Diversification has the statistical effect of reducing overall risk.
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Saturday, 19 March 2016
Tuesday, 15 March 2016
MORE EAZY WAY TO MAKE MONEY
On this page you’ll find all the best ways to make money in your spare time whilst at university based on our own experience. We’ll keep adding new ways to this page so go ahead and bookmark it. And please do share your own ideas in the comments!
Top ways to make money online and offline
No-risk matched betting
free bets from matched bettingHands down the quickest way to make a lot of money (well, without breaking the law). Lots of students have genuinely made £100s from this technique. It’s completely legal, risk free, tax free, and anyone can do it.
It works by taking advantage of free bets regularly offered by betting sites through ‘matching’ them at a betting exchange. Matched betting eliminates the risk (you are betting both for and against a certain outcome).
This leaves you being able to squeeze out the free bet, which can be as much as £200! Multiply this by how many betting sites there are and you can quite easily come away with a profit of a few hundred pounds.
Owen walks you through how to make your first £15 profit (using a real life example) in this gem of a guide to matched betting. If you know of any better way to make £30/hr sitting at home, please let us know!
Online surveys
cat typingCredit: Julio Marquez – Flickr.com
An increasingly popular way for students to make money is to fill out online surveys in their spare time. Research companies are always recruiting new members to answer surveys and test new products.
For a few minutes of form filling, you can make a couple of quid which is paid as cash or rewards. You can bag up to £3 ($5) for some surveys!
A few good ones to try are: Toluna, Vivatic, MySurvey, OnePoll, SurveyBods, The Opinion Panel, Valued Opinions, YouGov, iPoll, Global Test Market, Hiving, PanelBase, Harris Poll, Opinion Outpost, Mind Mover, Pinecone, IPSOS, New Vista.
Also sign up for Swagbucks which rewards you for surveys as well as simply surfing the web, watching videos and playing games.
Update: See our new full guide to the best paid online surveys!
Paid for searching the web
Interested in earning cash for doing what you already do online? This has to be one of the easiest methods of making money online without really any effort or change in your behavior.
This innovative idea by Qmee.com rewards you for searching in Google, Bing or Yahoo. You just install a simple add-on to your browser and when you conduct a search there may be a few sponsored results alongside your normal search.
qmee paid searchEach Qmee result has a cash reward attached – if you are interested in it simply click on it and collect your reward.
The best thing is there is no minimum to cashout – our first one was just 72p wired to our Paypal account. You also have the option to donate it to charity.
Sign up now for free and start earning from your own searches! Click here to start.
Social Investment Networks
The historically hard-to-break world of investing in stock markets and currencies has been cracked wide open. Today there is no need to be a fat cat or fund the yachts of Wolf of Wall Street style stock brokers. You can do it all yourself with the help of online market trading platforms.
Having spent many hours researching this new opportunity, I’ve been experimenting with the two biggest platforms: Plus500 and eToro.com.
Both offer free practice accounts, and Plus500 also give you a free £20 (without depositing) which is worth taking up. Overall I prefer eToro with over 4 million users worldwide. It was recently featured in the BBC 2 documentary “Traders: Millions by the Minute” and the Financial Times.
etoro tradingOne of the best things on eToro is the CopyTrader feature. This lets you literally see, follow and copy the investments of other top performing traders.
Follow George’s complete guide to trading on eToro to learn more. I think $200 is a good amount to get the most out of the learning curve by trying out a few different markets. If nothing else you’ll learn a great deal about various investments and industries.
Warning: trading can be volatile and you can lose money, so don’t throw your life savings into it!
Thursday, 4 February 2016
EASIEST WAYS TO MAKE MONEY ONLINE
Are you looking for ways to earn extra income on the internet during your leisure time but have no clue on how to start? You may wonder whether it will require you to build your own website, write blog posts, or even sell a product online. Whatever it is, you may think some kind of advanced knowledge is required to do so. Of course, you can do all of those mentioned before, but only if you have some kind of specialty in one of those areas in order to do it well. For most people, this can be a little complicated, but please do not feel discouraged by this. There are actually different ways of making money online. In fact, it is a lot easier than you think.
Paid Surveys – the best and easiest way to make money online
Among all other methods to earn extra income, paid surveys is the best and easiest way to make money online. What could be easier than answering few questions and sharing your thoughts on a survey? It is as easy as drinking a glass of water, right? Plus, it only takes you around 15 minutes to complete a survey and you can earn an average of $5 per survey. It does not require any kind of special skills to complete a survey and it can easily be taken anytime and anywhere during the survey period via PC, laptop, tablet or mobile as long as you have an internet connection.
*Rewards amount depends on the survey length and the urgency.
Companies are willing to pay for your opinion
There are many large companies out there who would love to hear your opinion about their services/products and in exchange reward you for this kind of useful information. Companies use this valuable information for their future developments – to design better products/services and to improve the quality of them. All feedback is welcomed whether positive or negative. You do not have to be afraid of “not getting paid” if your feedback is negative. In fact, companies are open to hearing negative feedback as well since it would help point out what needs to be worked on.
A paid survey site will act as an agent and let you communicate your opinions with companies through the online surveys.
GlobalTestMarket – The World’s No.1 Paid Survey Site
Even if it is risk free, you want to make sure your efforts are worthwhile, so finding a legit paid survey site with a good reputation and long history is very important. GlobalTestMarket is one of the best amongst all other survey sites.
GlobalTestMarket, powered by Lightspeed GMI, was founded in 1999 and is one of the world’s leading providers of market research. We have more than 4 million members in 40 markets across the Americas, Europe and Asia Pacific. We rewarded USD $32 million+ to the members worldwide in 2014.
You earn market points for completing surveys and can redeem your points for reward items from over 200 partners; such as gift cards from Amazon, Macy's, Bloomingdale's or you can even make a charity donation.
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